We have over 800 private and hard money lenders who are mostly asset/collateral-based real estate investment lenders.
Lenders fund loans secured by real estate for investment and/or business purposes. More specifically they fund residential, multi-family and commercial property types and rehab/fix and flip, new construction, development, and rentals loan types.
For most lenders the main qualification is to have a satisfactory amount of equity or down payment since our lenders are asset/collateral-based rather than based on credit score, debt to income etc..
Our best lenders have offered these terms for qualified borrowers...
Some lenders fund as quick as 3 to 4 days.
For the quickest answers to questions you may either email us at info@capitalcompete.com, use our "Live Chat" button at the bottom right side of our website, or our "contact us form." If you still have questions or need assistance we can schedule a phone call with our Sr. Lender Expert.
We empower real estate investors to save valuable time shopping for lenders and profit more.
Our unique tech-enabled platform automatically matches borrowers to the very best private and hard money real estate lenders to receive and compare loan quotes/offers, communicate and manage lenders from one place.
In some cases, lenders pay us a small fee after a loan closes but if they do not, the borrower will pay us a small fee after the loan closes. However, this amount is more than made up in the lender cost savings our service provides.
Each lender and loan type have different qualifications and depending on which there are several factors to qualify for the best terms such funding type rehab, rental, bridge etc., location/city, loan to value, down payment, experience and credit score.
The fastest way to get top funding quotes/terms from the best private hard money lenders in the nation for each unique deal is by Clicking Here to make your request in less than 2 minutes from your phone or PC.
The fastest way to get top funding quotes/terms from the best private hard money lenders in the nation for each unique deal is by Clicking Here to make your request in less than 2 minutes from your phone or PC.
We currently have lenders based in or lend in most states except CA., AZ, NV, NY. and our top funding states are WA., TX., GA., FL.
We do not pull your credit ever but depending on which type of funding you are seeking and lender you choose they may need to pull your credit before they can finish underwriting/approving your loan and terms. We suggest comparing lender quotes and asking/answering all questions to choose the best lender before completing their loan application or providing a credit authorization to avoid multiple credit pulls.
Generally short-term hard money lenders for rehab or construction don't care about low/bad credit scores but longer-term soft money rental, multi-family and commercial property lenders will base your LTV and terms on your credit score.